![]() ![]() That said, if you can tolerate such system performance issues, Bitdefender Internet Security 2012 is an excellent suite for novice and advanced users alike. The on-access scanner (which runs whenever you open or save a file) completed its check of 4.5GB in 4 minutes, 25 seconds although that’s a slightly better-than-average result, it still ranked seventh among the 14 suites we looked at. Its scan speeds are respectable: Bitdefender’s on-demand (manual) scanner checked 4.5GB of data for malware in 1 minute, 56 seconds, placing around the middle of the pack. (By comparison, our test machine finished the copying operation in 60 seconds without antivirus software installed.) It also dragged our PC down significantly when we copied files over a network, completing that test in 5 minutes, 37 seconds. The Bitdefender package slowed startup times more than any other suite we looked at, adding over 10 seconds to our test PC’s boot time as compared to a fresh install of Windows. And the program’s new “Auto Pilot” mode puts protection levels at their recommended settings you can toggle it with a simple on/off switch located on the main control panel.īitdefender could stand to improve its suite’s impact on overall PC performance, though. Clicking the help button in each one (denoted with a question mark) produces pop-up messages that describe what the settings do. The individual settings panes have lots of controls, but they’re arranged nicely. And the Bitdefender software was the best of the test group in cleanup, too: It detected and disabled all active sample infections, and removed every last trace of malware 90 percent of the time. False positives were almost nonexistent, as the suite misidentified only one safe file as being malicious. Both of those results are very good–the latter was the third-best result in that particular test that we saw this year. The Bitdefender suite found and blocked 96 percent of samples in our real-world malware tests (which help to show how well antivirus software can stop brand-new malware), and it spotted 99.96 percent of known malware samples. Those fantastic results, combined with the software’s excellent interface, make it a great choice. But although it earned the bronze overall, it captured the highest rating in our malware detection, blocking, and removal tests. Supports repair of corrupted TAR.Bitdefender Internet Security 2012 ($70 for one year and three PCs as of January 25, 2012) comes in third in our 2012 roundup of security suites.Supports repair of corrupted TBZ2 files.Supports repair of corrupted TAR.BZ2 files.Supports repair of corrupted TAR.GZ files.Supports repair of corrupted GZIP files.Supports repair of corrupted XLSX files.Supports repair of corrupted ODTX files.Supports repair of corrupted PPTX files. ![]()
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![]() So, now I have to file a complaint through the Federal Credit Bureau and IRS due to the impact of closing these accounts on my credit, and Capital One has lost a 7+ year customer with a perfect payment record for literally no reason other than they didn’t want to deal with it. They then automatically closed my accounts, which I had for over 7 years with a perfect payment record, and said there was nothing they could do because the terms and conditions made the rules - even though I had months of documented calls reporting this issue with the app and working with representatives to correct it so that their software would stop reverting to my old account and overwriting my new account.Īfter an hour on the phone being transferred to the wrong department multiple times, I was told there was nothing that they could do because the terms and conditions set the rules and it didn’t matter that it was an issue with the CapitalOne app. I was reassured every month that they logged the error and that I would not be penalized while we continued to resolve it as I always corrected it manually and made my payments in time. I reported a technical issue with this application every month for 4 months where they were taking auto-payments from the wrong (outdated) account despite my updating the account every month and calling to speak with a representative, report the error, and try to fix it again. Remember when it comes down to $$$ anything really matters! don’t wait for weeks or even complete months to improve it. so keep an eye on these issues/suggestions think about this! Be the best bank app ever. Capital One hasn’t been very successful with these updates. invest on your product/app/services to get it fixed at its fullest UI customer service, tools, options plus content. Just revamp this app use your skills think big. I mean why not have developers/engineers take a look at the benefits and the full potential of this app. I’m pretty sure that we need that on direct deposit account holders too! I can tell that CO credit cards works way more informative, but other bank service apps has the ability to see notifications for debit card spending already. You can only get texts which helps too, but if you can have texts+notifications all that working at the same time that could be better. So all information regarding your debit card is important too. that would be super helpful to see your spending of any amount of money. Need huge improvements on the app for notifications etc.įor example: I would love to see notifications for my debit card on the app. To read about the Terms of your download, check out the End User License Agreement. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Actual experiences may differ from those depicted. Features may not be available to all customers. CreditWise monitoring and alerts may not be available if the information you enter at enrollment does not match the information in your file at one or more consumer reporting agencies or you do not have a file at one or more consumer reporting agencies. Push, email, and SMS alerts and notifications, including purchase notifications, must be enabled to be received. ![]() Capital One customers are responsible for regularly checking their account statements. Check with your Internet service provider for details of specific fees and charges. ![]() Internet access is needed to use the mobile app. Get answers from Eno, your Capital One assistantĭownload the app for better banking with Capital One. Instantly lock your credit or debit card from anywhere ![]() See everything that happens on your card with detailed transactions Stay informed when you enable alerts and purchase notifications With the Capital One Mobile app, you can. Send and receive money with friends and family using Zelle® Activate a credit or debit card when you need it Check in on your credit with CreditWise Whether you’re out in the world or feeling right at home, you can manage your money with ease: ![]() What’s on the Capital One Mobile app? All of your accounts, and so much more. ![]() ![]() Read More: Does Netspend Deposit 2 Days Early? You can receive your money up to 2 days faster with Netspend. However, don’t look for your NetSpend routing number on your ATM debit card or prepaid card. NetSpend Visa, for example, is issued by MetaBank, an FDIC-insured bank.Īlthough some account numbers are nine digits, you can easily distinguish your NetSpend’s routing number because it is at the bottom left or middle set of numbers enclosed in a pair of identical symbols. Every prepaid card has an issuing bank different from the card issuer. When you create a NetSpend account, you will not be required to use a credit card or make a minimum deposit.Ī routing number is a unique number that identifies the bank issuing your prepaid card. Opening an account, either online or offline, takes only a few minutes. It varies from the number printed on the prepaid card’s face. To create an account and activate your prepaid debit card, you’ll need this account and routing number.Ī NetSpend account number is a one-of-a-kind identifier that uniquely identifies your prepaid card. You may also make fraudulent checks by using your bank account and routing information. Someone with access to your checking account and routing number can transfer funds to you. Once you have this information, you can deposit funds directly into your NetSpend Prepaid debit card account. Direct deposits are aided by the bank and routing number. The NetSpend account and wiring number work in the same way as a regular bank account to assist in identifying the bank issuer.Ī NetSpend Account and Routing id are used to distinguish a financial company. If you apply for a credit card, the lender may use a different credit score when considering your application for credit.Routing numbers are used by banks and financial institutions to direct the financial transactions to and from one another. Check the data at the top of this page and the bank's website for the most current information.Ĭ credit ranges are derived from FICO® Score 8, which is one of many different types of credit scores. The information, including card rates and fees, presented in the review is accurate as of the date of the review. ![]() Opinions expressed therein are solely those of the reviewer and have not been reviewed or approved by any advertiser. does not include the entire universe of available financial or credit offers.ĬCDC has partnerships with issuers including, but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover.ĮDITORIAL DISCLOSURE All reviews are prepared by staff. ![]() Other factors, such as our proprietary website's rules and the likelihood of applicants' credit approval also impact how and where products appear on the site. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear within listing categories. The offers that appear on this site are from companies from which receives compensation. All Rights Reserved.ĪDVERTISER DISCLOSURE is an independent, advertising-supported comparison service. Copyright © 2023 a Red Ventures Company. ![]() ![]() ![]() Just holding the inventory is a waste of space when new inventory comes in. You would have even noticed that most retailers make it a point to sell many of their goods at a huge discount after a season is over. It ends up drafting strategies that might not make sense. When there is inventory which just does not sell, the business also loses confidence. Businesses that can sell many of their products faster will also be in a good position because they would also be getting cash in their registers. ![]() The business should have an idea about the pace with which it can sell its goods. If the inventory turnover is high, it might be because the products are going off the shelves rapidly or the inventory is insufficient. The goods offered on sale might not be of great quality, which is why people are not intent on purchasing from here. The marketing team might have done a shoddy job because of which sales are not up to expectations. There can be a lot of implications to this. If the turnover is low, it means that the sales lag, or there could be a case of excess inventory. In simple words, it tells you how fast a company sells its goods. Using the inventory turnover formula, you can easily understand how much stock you should keep in the future and how you can anticipate. This is how to calculate days in inventory. It means that the product was sold once every 36.5 days at the store. To put it in words, it means that the specific product has turned in your inventory more than ten times throughout the year.ĭo you want to calculate how many days it takes to turn the inventory once? All you need to do is divide the number by 365.īy using the days in inventory formula→ 365/10= 36.5. When you calculate using the inventory turnover ratio formula, you will get the following: Your beginning inventory is $6,000, and your ending inventory is $3,000. We will assign certain arbitrary numbers to the terms that will tell us how to calculate inventory turnover. Let’s say you are trying to figure out the inventory turnover of a specific item in your retail store. How To Find Inventory Turnover Ratio Using An Example After all, the value has a markup sometimes. The reason why using COGS is a much accurate option is because the value of the sales might not be the right one. Here, you can calculate instead the number of sales made. In the first method, it was calculated using the cost of goods sold. One more method will answer the question ‘how to calculate inventory turnover’ effectively. You can find the average value of the inventory by adding the beginning inventory and ending inventory, and dividing it by 2. When you are trying to see how to calculate the inventory turnover ratio for the whole year, you consider inventory at the beginning of the year and inventory at the end of the year. Usually, it considers the beginning inventory and the ending inventory during the period. It is considered as the average cost of goods during two or more periods. Cost of Goods Sold is accurately arrived at by maintaining an inventory account or the list of raw materials or goods purchased. ![]() For a merchandising business, the cost consideration is the actual amount of the product paid by the merchandiser through a supplier or a manufacturer. It is the expense that the business incurs when it creates a product, starting from the money spent on the raw materials and the labor. Inventory turnover formula= (Cost of Goods Sold/Average value of inventory) What Is The Cost Of Goods Sold? Inventory turnover helps businesses make smarter business decisions on manufacturing, pricing, marketing, manufacturing and replenishing their inventory. It is also called the stock turn, stock turnover, inventory turns, inventory turnover formula, and you arrive at it by dividing the cost of goods sold by average inventory. The number of times inventory is sold or consumed during a given period is called inventory turnover and is represented in ratios. ![]() ![]() Iced Brown Sugar Oatmilk Shaken Espresso: First we shake Starbucks ® Blonde espresso, brown sugar and cinnamon together, and then top it off with oatmilk and ice for a cool lift. Iced Peach Green Tea: Green tea is layered together with flavors of spearmint, lemon verbena and lemongrass for a taste that’s really peachy keen. Flavors include Passion Tango Tea, Black Tea and Green Tea. Iced Tea Beverages: A blend of tea lightly sweetened and shaken with ice. Available in Pineapple Passionfruit (80 calories, 15 grams of sugar), Mango Dragonfruit (70 calories, 15 grams of sugar) and Strawberry Açai (80 calories, 16 grams of sugar). Starbucks Refreshers™ Beverages: Handcrafted in Starbucks stores to deliver thirst-quenching refreshment from natural flavors shaken with real diced fruit and green coffee extract. The result: a cascade of velvety coffee that is more sippable than ever. Vanilla Sweet Cream Nitro Cold Brew: Served cold, straight from the tap, our Nitro Cold Brew is topped with a float of house-made vanilla sweet cream. Iced Caffè Americano: Espresso shots topped with water to produce a light layer of crema, served over ice. Unsweetened it is fewer than 5 calories and contains 0 grams of sugar. Iced Coffee: Made with freshly brewed Starbucks ® Iced Coffee Blend, lightly sweetened over ice is 60 calories and 15 grams of sugar. Add a splash of 2% milk (25 calories, 2 grams of sugar) to bring a creamy side to its chocolaty, citrusy flavor. Cold coffeeĬold Brew Coffee: Starbucks smooth small-batch cold coffee, slow-steeped for 20 hours, has fewer than 5 calories and 0 grams of sugar. Here are cold beverages at Starbucks that are 100 calories or less, and under 20 grams of sugar for a Tall (12-ounce) serving. With several ways to customize beverages at Starbucks – including tips from Starbucks baristas to lighten up beverages – customers can create a favorite cold drink that fits their unique taste preferences and dietary lifestyle. This is why a Cappuccino has fewer calories than a Caffè Latte.For year-round cold coffee fans or customers who are just looking to beat the summer heat, Starbucks has a variety of cold beverages to keep any day as cool as possible. The foamier the milk, the less calories in the drink. ![]() Add a shot, and you have an Iced Double Tall Nonfat Latte at approximately 60 calories.Īsk for extra foam. For example, an Iced Tall Nonfat Latte is about 70 calories. Adding a shot of espresso displaces an ounce of the milk, which lowers the overall calories. For example, a Tall Skinny Vanilla Latte is about 90 calories the Iced version is only about 60.Īdd espresso. So while you’ll be missing out on a little calcium, you’ll be saving a few calories. When you add ice, you displace some of the milk. Here are some additional ways to shave calories in your favorite drink:Ĭhoose an iced drink. Whipped cream adds about 50 to 110 calories and 5 to 11g of fat to your drink. That trims off about 20 calories and 5g sugar per pump of syrup! That saves up to 120 calories and 15g fat. Here is how to make your favorite drink Skinny: You can still keep the caramel drizzle topping for a little added indulgence and have only about 110 calories. It’s not on the menu – it’s simply a Caramel Macchiato made with nonfat milk and sugar-free vanilla syrup. One of my favorites is a Skinny Caramel Macchiato. ![]() daily value in calcium.īut with a few simple substitutions, you can make just about any drink Skinny. ![]() ![]() These treats each come in around 90 calories, 0g fat and 9g protein for a Tall (12 fl oz) serving. You’ve probably heard of our sinfully delicious, guilt-free Skinny Lattes – available in Caramel, Vanilla, Hazelnut and Cinnamon Dolce. The info is at the bottom of this article. Marcy Palmeri, Writer, Tampa, Florida, Writer for Hire, Columnist,ĪLSO… Don’t let the Baristas tell you they can’t make you SKINNY CARAMEL MACCHIATO… THEY CAN. losing weight doesn't have to cost a lot of money.lose weight with what you have in your pantry.WL Solutions ~ Marcy… on Small Efforts Repeated Day in… Mybodymytime on Small Efforts Repeated Day in… FAST FOOD that we CAN EAT: Eating on the Run.DINING OUT on a DIET: Divided by Type of Cuisiner. ![]() ![]() ![]() Dofus Kamas Ice cube Game, ice, game, dragon, aqua png 500x500px 141.22KB.Blade & Soul Aion NCsoft Massively multiplayer online game, blade and soul 2, game, text, logo png 2000x939px 304.53KB.Halloween Slots, Slot Machine Halloween Slots 30 Linhas Multi Jogos Game, trick or treat, food, holidays, orange png 500x500px 111.9KB.Dofus Wakfu Massively multiplayer online role-playing game Massively multiplayer online game Sir Percedal of Sadlygrove, others, food, video Game, fruit png 500x500px 103.97KB. ![]()
![]() Once there, choose the first option under Select A Schedule, which says Every Day. Currently, it only works on a schedule*, so you need to open Butler from either the top of your board or your board's menu and navigate to the Calendar tab on the left. This is how your Report knows when to run. Make sure you've got some caffeine and time on hand to see this through. This is not going to be a short tutorial. We're going to touch on some advanced features of Butler outside of Reports, as well-such as arithmetic within variables-so even if you're not sure Reports are for you, I'm convinced everyone will learn something today. Our report's end result will be a daily email that lists the cards due today, as well as each day for the next week. This article is here to help! We'll create your very first Report, together, so you can experience all of the bits and pieces necessary to fully utilize this amazing new Butler feature. Writing a report involves setting up Variables, formatting content, and deciding which content to pull. Because of its mighty abilities, however, getting a Report set up properly is not the easiest feat. ![]() And that's just the tip of the iceberg!Ĭlearly, this is an incredibly powerful and useful addition to Butler. Examples might be getting an email each morning with the cards due today, or a weekly list of cards assigned to you, or maybe even a monthly email with the names of cards in your Done list. Reports pull card data on a schedule, and they can be formatted to include the content, styling, and layout you desire on whatever schedule you need. A few months ago, Reports rolled out as an option within Butler. ![]() ![]() ![]() Its driving position also feels much lower this time around and more carlike, which we consider a huge plus. The new Trax has a longer wheelbase than before, which has resulted in about three inches of additional rear legroom and more cargo space. Its driver-facing infotainment screen and climate controls are neatly placed, and the rest of the interior is made up of the unexceptional materials expected in this affordable segment. The new Chevy Trax has a completely redesigned interior. For more information about the Trax’s fuel economy, visit the EPA's website. Once we've put the Trax on our 75-mph highway fuel economy route to test its real-world efficiency, we'll update this space. Those achievements are about the same as the non-turbo Mazda CX-30 (although CX-30 has all-wheel drive and the Trax is front-wheel drive only) the Trax gets better fuel economy around the city than the Hyundai Kona. The 2024 Chevy Trax earned an EPA-estimated 28 mpg in the city and 32 mpg on the highway. 2024 Chevy Trax Is Bigger, Cheaper, Better-Looking.2024 Chevy Trax Offers Real Value for the Money.In any case, we expect the Trax’s performance to be relaxed at best. Despite its faults, we'd still prefer the Trax's slower shifts to the unremarkable CVTs in other crossovers. Torque comes on low in the rev range, which means the Trax has enough power to get off the line with some vitality but is somewhat limited by its sluggish transmission. While the Trax is somewhat larger in size than the Trailblazer, the last Trailblazer we tested reached 60 mph in a patience-demanding 9.4 seconds, but it was all-wheel drive. This is the only powertrain, and it’s front-wheel drive only. It’s the same powertrain under the hood of the Chevy Trailblazer. Engine, Transmission, and PerformanceĮvery Chevrolet Trax is powered by a 137-hp 1.2-liter turbocharged three-cylinder engine and six-speed automatic transmission. Wireless Apple CarPlay and Android Auto are also standard on LT and up, which makes navigation and playing music from your smartphone a breeze. The LT comes with a big 11.0-inch infotainment touchscreen and remote start, and we’d spend the extra cash for the optional heated front seats and steering wheel. The LT is the sweet spot between affordability and features. ![]() The Chevy Trax offers some promising extras without breaking the bank. ![]() ![]() some very basic knowledge of Lie theory may be useful, but it is not required.LEC TOPICS 1-10 Chapter 1: Local and global geometry of plane curves 11-23 Chapter 2: Local geometry of hypersurfaces 24-35 Chapter 3: Global. The lecture notes are divided into chapters. the standard basic notions that are taught in the first course on Differential Geometry, such as: the notion of manifold, smooth maps, immersions and submersions, tangent vectors, Lie derivatives along vector fields, the flow of a vector field, the tangent space (and bundle), the definition of differential forms, de Rham operator (and hopefully the definition of de Rahm cohomology) More Info Syllabus Lecture Notes Assignments Lecture Notes.some basic knowledge of topology (such as compactness) 5, before exposing the long and exciting history of Lie group discovery, we remarked that differential geometry is at the basis not only of General Relativity but of all those Gauge Theories by means of which XXth century Physics obtained a consistent and experimentally verified description of all Fundamental Interactions.a good knowledge of multi-variable calculus.For instance, for symplectic structures: one talks about almost symplectic structures (non-degenerate two forms) and their integrability is about the form being closed (Darboux theorem) for foliations one talks about sub-bundle of tangent bundle, and their integrability is equivalent to the involutivity (Frobenius theorem) etc etc. Finally, in the last two lectures, we will concentrate on the integrability of G-structures and the torsion of G-structures as obstruction to integrability. Here we will present the framework and examples such as: Riemannian metrics, distributions, foliations, symplectic structures, almost complex and complex structures.Ĥ. While along the way we will mention some examples of geometric structures (such as metrics), in the last parts of the course we will concentrate on a general framework that allows one to treat many geometric structures in an unified way: the framework provided by the theory of $G$-structures. This part will start with 1-2 lectures about the basic notions/facts from Lie groups that are needed here.ģ. One which concentrates on principal bundles and connections, and where we explain that, for principal $GL_n$-bundles, the resulting theory is equivalent to the one for vector bundles. Here we will also discuss the tubular neighborhood theorem.Ģ. One which concentrates on vector-bundles and connections (including parallel transport, curvature and the construction of the first Chern class). Provide an introduction to vector bundles (with application to tubular neighborhoods), principal bundles, connections, the general theory of geometric structures (G-structures) and their integrabiliy, mentioning examples such as Riemannian, complex or symplectic structures.ġ. ![]() ![]() ![]() Reminder: Be patient and kind to yourself ❤️. All of this is natural and is nothing to be ashamed of. You might be able to kick the habit in a few days, but it could also take a few months… or longer. That’s why it’s super important you give yourself a realistic timeline to stop. Nail biting can be a hard habit to break. Then, think about what you can do to either avoid these situations or handle them more easily. Make a list of situations where you feel the urge to bite. Either way, understanding why you bite your nails can help you stop. But it may also be the result of boredom or concentrating on a tough problem. Studies show that nail biting is often triggered by stress or anxiety. This can make quitting much more manageable. Then, once you’ve gone a week without biting them, branch out to your pinkies. You might be better off taking things one finger at a time. ![]() NGL, going cold turkey tends to be tough. As long as it’s a healthy distraction, it might be helpful. Sometimes even a stick of gum can do the trick. Maybe you can break out the old fidget spinner or try your hand at journaling. When you feel the urge to bite your nails, try to do something else instead. Keeping your hands busy can keep your mind off nail biting. So, this method might work best when combined with another strategy, like the yucky tasting polish we just mentioned. If the urge to bite is strong enough, you can easily remove your anti-bite gear. Just note that this approach isn’t foolproof. This buys you an extra moment to consider what you’re doing. It might sound silly, but it creates an extra barrier between your nails and mouth. Wrap your fingers with Band-Aids or wear some gloves. You’ll get the same results without the potential side effects. There’s also a chance it can do damage when applied topically. The downside is that some of these varnishes contain ingredients like formaldehyde, which is hella toxic when ingested. Simple apply the varnish like you would a regular polish, and voilà! The idea is that if your nails taste terrible, you won’t want to put them in your mouth. There’s beacoup nail polish on the market that’s designed to taste nasty. Gel or acrylic manicures are harder to bite through than your actual nail. If your nails look great, you might be less inclined to bite them. You can DIY a dope manicure at home or head to your local salon. ![]() Keeping your nails neat and tidy totes counts as self-care, and we’re here for it. Plus, it will help you replace a habit you don’t like with one that you do. By keeping your nails trimmed short, there’s less for you to nibble on. If your nails get too long, they can become tempting targets for your chompers. In a 2018 study, researchers found that the promise or perception of a reward is a big help to habit-formation. A 2020 study found that willpower wasn’t as important as consistency when trying to reach long-term goals.Īlso, it’s OK to treat yourself. But be patient with the process and don’t give up even if you slip up. Habits can become a mainstay in our daily lives, which is why they’re so hard to break. ![]() Be patient with the processįor lots of folks, nail biting is a habit. Ready for the deets? Here’s a deep dive into the 10 best ways to quit biting nails. ![]() |
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